The Experian child credit freeze process is by far the least consumer friendly; however, the bureau has made great strides in the area of consumer protections over the past six months.When I first began this process, Experian did not even provide an option for speaking with a human … [Read more...]
Equifax Child Credit Freeze Summary
The Equifax child credit freeze process is by far the most consumer-friendly of the three credit bureaus. Equifax is the only bureau that will allow you to freeze your child's credit whether or not they have an existing credit file. If the other bureaus would follow suit, parents … [Read more...]
TransUnion Child Credit Freeze Summary
While the TransUnion child credit freeze process is relatively easy, especially if you live in a state that requires credit bureaus to let you freeze your child's credit, their standard procedure for implementing a "protected consumer freeze" (outlined here) presents a couple of … [Read more...]
A Step-by-Step Guide to Freeze Your Child’s Credit
When I set out to create this guide for parents, I never imagined it could be so difficult.See the NewsMom blogs "How I Forced the Bureaus to Freeze My Child’s Credit" and “Why My Toddler Has a Credit Card” for details.The video above also includes some of TV news stories I've … [Read more...]
You Need My Social Security Number But You Won’t Give Me Your Employee ID?
By now, most people know that their Social Security number is the key to their identity, so they need to be very judicious about who they share it with. Most security experts agree you should even decline to give it to your doctor or your child's school unless it is absolutely … [Read more...]
How I Forced the Credit Bureaus to Freeze My Child’s Credit
When I first began covering credit freezes, I was shocked that the bureaus would not let me freeze my child’s credit.As I've mentioned in several blog posts and broadcast news stories, a credit freeze is widely believed to be the single best tool to prevent financial ID theft. It … [Read more...]
Why My Toddler Has a Credit Card
#ReportersNotebookOver the years, I’ve interviewed both adult and child identity theft victims, security experts and even convicted ID thieves for far too many news stories on the topic. I’ve learned enough to be fairly certain that eventually all of our identities will be … [Read more...]